The Compass Rose Health Plan's 2027 rates and benefit updates are now available. As you evaluate your health plan options for next year, review what’s changing and compare your options.
Federal Employees Health Benefits (FEHB) Open Season will run from November 9 to December 14, 2026.
See what’s new for the Compass Rose Health Plan in 2027.
Self Only (424)
Biweekly: $69.04
Monthly: $149.58
Self +1 (426)
Biweekly: $151.89
Monthly: $329.09
Self and Family (425)
Biweekly: $165.69
Monthly: $359.00
Self Only (421)
Biweekly: $149.97
Monthly: $324.94
Self +1 (423)
Biweekly: $336.89
Monthly: $729.93
Self and Family (422)
Biweekly: $361.03
Monthly: $782.23
New Weight Loss & Lifestyle Management Program
We’re introducing a new Weight Loss & Lifestyle Management program at no cost to you, in partnership with TrestleTree. The program offers comprehensive support to help you reach your weight-loss and healthy-lifestyle goals.
New requirement for weight-loss GLP-1 coverage: If you currently use, or are considering using, a GLP-1 medication for weight loss, you will need to participate in the program to receive coverage for your medication. Prescription anti-obesity medications are Tier 3 drugs.
More information about the program will be available in the coming months.
New Wellness Rewards Program
You and your enrolled spouse can each earn up to $150 per calendar year by completing qualifying activities.
Reduced Primary Care & Specialist Copays
Reduced copays will be available when you visit a network Tier 1 Provider, rather than a Premium Care Physician or other network provider. Lower copays for Tier 1 Providers are not available to members enrolled in or eligible for Medicare.
Physical, Occupational, & Speech Therapy
You will pay a flat $40 copay per in-network visit, with a combined maximum of 25 visits (no deductible; prior authorization required after the 12th visit).
Chiropractic Care and Acupuncture
You will pay a flat $40 copay per in-network visit, with a 12-visit maximum (no deductible).
Advanced Imaging (MRI, MRA, CTA, & CT Scans)
When you receive services outside of a free-standing imaging center, you will pay the coinsurance plus a new $250 copay per occurrence (deductible applies). When you use a free-standing imaging center, this per occurrence copay does not apply, and your deductible is waived. This change does not affect SPECT and PET scans.
Specialist Office Visits
You will pay a $30 copay per in-network visit.
Physical, Occupational, & Speech Therapy
You will pay a flat $15 copay per in-network visit, with a combined maximum of 90 visits (no deductible; prior authorization required after the 12th visit).
Chiropractic Care and Acupuncture
You will pay a flat $15 copay per in-network visit, with a 24-visit maximum (no deductible).
Inpatient Admission
In network, you will pay $200 per day, up to a maximum of $1,000 (no deductible)
Doula Services
You pay nothing for covered doula services provided by a certified DONA International doula, up to the plan maximum of $1,500, increased from $1,000 — giving you an additional $500 in coverage.
Advanced Imaging (MRI, MRA, CTA, CT Scans)
When you receive services outside of a free-standing imaging center, you will pay the coinsurance plus a new $250 copay per occurrence (deductible applies). When you use a free-standing imaging center, this per occurrence copay does not apply, and your deductible is waived. This change does not affect SPECT and PET scans.
Private Duty Nursing
Private duty nursing services will no longer be covered. Coverage for home health care remains the same.
Tier 2 (Formulary/Preferred Brand Name)
You will pay a $75 copay for a 30-day supply at network retail pharmacies and a $150 copay for a 90-day supply at CVS, Walgreens, or through Optum® Home Delivery.
Specialty Pharmacy Non-Formulary/Non-Preferred Brand Name Drugs
You will continue to pay a 35% coinsurance, with the maximum increasing to $600.
Maximum Out-of-Pocket Drug Cost
The Part D out-of-pocket maximum will increase from $2,100 to $2,400.
Maximum Out-of-Pocket Drug Cost
The Part D out-of-pocket maximum will increase from $2,100 to $2,400.
Coverage for Weight Loss Medications
You must be enrolled in and actively participating in an Intensive Behavioral Therapy (IBT) program offered as part of your health benefits to continue receiving coverage for GLP-1 weight loss medications.
This is a summary of changes. Our 2027 FEHB Plan Brochure is coming soon — please check back.
With three plan options to choose from, the Compass Rose Health Plan has FEHB employees and retirees covered throughout every stage of life. Here’s a quick look at what each plan has to offer.
Our lowest premium plan covers the essentials: in-network preventive care, provider visits, prescription drugs, and more. You’ll also enjoy added benefits like massage therapy and a vision allowance.
Looking for more coverage and flexibility? The High Option plan includes unlimited free telehealth visits, massage therapy, and lower copays, plus the freedom to see providers in or out of network.
Compass Rose Medicare Advantage, a UnitedHealthcare® Group Medicare Advantage (PPO) plan, is available to High Option members who are retired and enrolled in Medicare Parts A and B. It provides an enhanced level of benefits tailored for federal retirees — including up to $1,500 per year toward your Medicare Part B premium, plus coverage for hearing, dental, and vision.
Compare our 2027 FEHB plan options side by side
Ready to make a change for 2027? Review your health plan options and make your enrollment election through your agency’s designated enrollment system. Visit our enrollment page for step-by-step information on how to enroll in or change your Compass Rose Health Plan coverage.
For questions about the Standard or High Option Plans, call 888-438-9135 or email compassrose@umr.com 8 a.m. to 8 p.m. ET, Monday through Friday.
For questions about Compass Rose Medicare Advantage, call our dedicated line with UnitedHealthcare at 844-279-9286, TTY 711, 8 a.m. to 8 p.m. local time Monday through Friday.
Compass Rose Medicare Advantage is insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract. Enrollment in the plan depends on the plan’s contract renewal with Medicare. Benefits, features and/or devices vary by plan/area. Limitations and exclusions apply.